6 Reasons to Buy
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- To be heard and understood
- Recommendations that fit their unique needs and desires
- Confidence they can have the future they want
- Information presented in a way they understand
Work EasierUntil now, financial planning software has been powerful but DUMB. It makes you do too much repetitive work that's a waste of your time. For example, in other software, you run dozens of alternative Scenarios trying to find one that works well for your client. With MGP, you click the magic SuperSolve button and it finds an optimized solution in seconds. That's just one example of how Smart it is. Stop wasting time running software, and have more time for the really important stuff - like talking to prospects and clients, and building a better practice. Now that's Smart.Get More "A" ClientsBuilding a premier practice is all about getting more "A" Clients. If you consistently delight your current clients, they'll be happy to give you more and better references. And since you're freed from software drudgery, you'll be able to spend more quality time with prospects and clients. This will enhance your value, and attract "A" Clients to your practice.
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- Goals are grouped into Needs, Wants, and Wishes based upon each Goal's importance.
- For each Goal, there are two expense amounts - Ideal and Acceptable.
- Clients specify their Willingness to accept less than the Ideal Amount.
Retirement - A Lifestyle, not an ExpenseMost other software creates a single expense amount that begins at retirement and remains fixed (in current dollars) until the day the client dies at age 90 or 95. Is this really the way people live during retirement? We don't think so. More Real people live much more interesting and varied retirements than that. In fact, they often have more Goals after retirement than before. MoneyGuidePro makes it easy for you to help your client create a "picture" of their ideal retirement. This certainly must include a Goal to cover basic living expenses. But, just as importantly, it also includes many other Lifestyle Goals for all the purchases and activities that will make retirement satisfying and enjoyable (e.g. cars, travel, gifts, home improvements, etc). That's why we call it a Retirement Lifestyle Plan, because it reflects how people really live.Before Retirement - Manage Savings, not Cash FlowBefore retirement most traditional planning software uses a detailed Cash Flow method to calculate the surplus or deficit for each year. We think that is overly complicated and unnecessary. More In MGP, we set a target for how much the client must save each year to meet their future Goals, and then manage to that target. Only when the client needs help meeting the savings target is a cash flow budget necessary. And the budget should be only for one or two years, not 20 or 30.
Focus on the Long-Term PortfolioEvery program must grow the value of Assets into the future. Since no one knows what returns will be in the future, this is a real challenge. Most traditional programs grow each holding individually, often including separate assumptions for dividends and Long Term Capital Gains. Who are we kidding here? More No one can, (or should try to) predict the future return for individual assets for 30, 40 and 50 years into the future. Not only is it impossible, it's also an unnecessary complication to the planning process. Instead, MoneyGuidePro uses long term return assumptions for the clients' total portfolio, based upon its asset class allocation. The best any of us can do is to be reasonably close on our long-term portfolio assumptions. That's not only simpler, it's also better, more realistic planning.
There's Not a Single Yes or No AnswerMost of you know that calculating portfolio performance using only Average Returns is bad planning. But you may not realize that using Monte Carlo by itself is also insufficient. That's why MoneyGuidePro calculates and presents results three ways: More- Using Average Returns, with which everyone is familiar, to create a base plan as an understandable starting point
- Using Bad Timing, to show what would happen if the client gets unlucky and suffers poor returns during the first 2 years of retirement, and
- With a robust Monte Carlo simulation that illustrates the wide range of possible outcomes, and calculates the client's overall Probability of Success.
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Secure DataWhen you enter client data into MGP, it's stored on servers that are owned and managed by PIE, but located at a professional hosting facility in Richmond, VA. This facility uses state-of-the-art security and safety procedures to provide full data protection. MGP itself utilizes sophisticated encryption techniques to protect your data during transmission. In addition, the data that MGP maintains on a client is of limited sensitivity. We don't require social security numbers, account numbers or any passwords. We don't ever keep the client's address or phone number.Automatic Back-upWhen was the last time you backed up your client data? And even more important, when was the last time you tested your recovery process from your backup to be sure it works? With MoneyGuidePro, we backup your files for you, and make certain we can recover them if anything goes wrong.
Break the Chains - Work from AnywhereNeed to run a plan when you're away from the office? With MGP you can work from home or meet a client at their home or office. Even run a plan (if you need to) when you're on a vacation. In addition, it provides an automatic, always available back-up if your office computers are ever down (think hurricanes in Florida or Midwest ice storm). Access MGP from anywhere there's Internet access (and today, that's almost everywhere). You'll never be chained to your desk again.Share with Clients Online - Anywhere, AnytimeYour clients and prospects may not all live in your hometown or always want to drive to your office for a meeting. When clients move, you don't want to lose them. And clients often refer people who are not local. With MGP, you can work with clients online anywhere in the world, as if they were sitting in your office. Many MGP users have clients they've never even met.
Automatic, Zero-Hassle UpgradesPart of our job is to constantly improve our program, and that means frequent upgrades. With MGP, when it's time to upgrade, you don't have to hassle with disks we mail you, or wait through long downloads hoping everything will still work. Instead, you go home on Friday, and when you come back on Monday morning, you are instantly running the upgraded version and all your clients have been converted for you. It couldn't be easier. -
- Wealth Manager
- Fee-Only Financial Planners
- RIA's
- Wirehouse Brokers
- Independent Advisors
- Insurance Agents
- Bank Brokers
- Bank CSRs (platform)
- Trust/Private Bankers
- Home-Office Planners
For Clients of almost every type...- High Net Worth
- Mass Affluent
- Baby Boomers
- Retirees
- Old People
- Young People
- Professionals
- Executives
- White Collar
- Blue Collar
For almost any kind of planning...- Basic Retirement Planning
- Complete Financial Goal Planning
- Retirement Distribution (Lifestyle) Planning
- Asset Allocation
- Insurance Analysis
- Basic Estate Analysis
- College Planning
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Innovation Leader
Read what Joel Bruckenstein has to say."When you review as many products as I do, it takes something special for you to generate a lot enthusiasm, but when I first set my eyes on MoneyGuidePro from PIE Technologies, Inc. in 2001, I knew that I had encountered an undiscovered gem. . . . The folks at MoneyGuidePro are just as innovative today as they were then . . . [MoneyGuidePro G2] may be the best and most innovative new financial planning application to hit the market since the original version of MGP was released seven years ago." Click here to read the whole article.Joel Bruckenstein
Financial Advisor Magazine
September, 2008Innovation LeaderMoneyGuidePro is the innovation leader in this industry. It's our responsibility and our passion to constantly improve our software. And that means more than simply asking our users what new features they want, and adding the popular ones to our system. It means:- Giving you capabilities you never knew you wanted.
- Making leaps forward, not just small, incremental improvements.
- Delighting you, so you can delight your clients.
- Never being satisfied ourselves.
- Setting the new standard for others to follow.
Founding Member of Your Silver BulletWe helped found Your Silver Bullet because we believe so strongly that providing seamless integration is one of our core responsibilities.
Click here to learn more about Your Silver Bullet.Committed to YouOur commitment is to you, the user of MGP. We will do all we can to make your experience of our software smooth and hassle-free. Integrating well with your other applications helps us accomplish that goal. -
Monday - Friday
Service Level CommitmentIf you contact Support before 4 PM ET, you will receive a response the same day. And, it will be from someone who knows what they're talking about!Knowledgeable, Caring PeopleOur people have several characteristics that make our support special.- They take pride in our product. If it's not working right, or if our users are finding it hard to understand, they take it personally, and do all they can to correct it.
- They care about you. They want to do more than just answer your specific question. They want to help you get the most value possible from your use of MGP.
- They are knowledgeable. While we can't answer every call immediately, when you do speak to one of our support people, they know their stuff. You're not bounced around to multiple people trying to find one that can help you.
- Our people like working here. Isn't it nice to get help from someone who enjoys what they do?
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